Privacy Policy

MidHaven Trust Bank: Protocol on Data Stewardship & Client Confidentiality

Effective Date: [2020]

Preamble: A Covenant of Confidentiality
MidHaven Trust Bank (hereinafter referred to as “the Consortium,” “we,” “us,” or “our”) recognizes that the privacy and integrity of your personal information are sacrosanct. This Protocol on Data Stewardship (“the Protocol”) articulates the principles and procedures governing the collection, utilization, disclosure, and safeguarding of the information you entrust to us. Your engagement with our services signifies your informed comprehension and acceptance of the practices detailed herein.

Article I: The Classification of Information Under Stewardship
In the course of providing our sovereign-grade banking services, we may collect and process the following classifications of information:

a. Sovereign Identification Data: This encompasses your full legal name, principal contact coordinates (physical address, designated telephone lines, and secure electronic mail), date of birth, government-issued identification documents, social security or national insurance number, professional affiliations, and any further information requisite for definitive identification and regulatory due diligence.

b. Fiscal & Patrimonial Information: We collect data pertaining to your financial transactions and patrimonial standing, including, but not limited to, account balances, comprehensive transaction histories, details of linked financial instruments, credit facilities, and all other relevant fiscal particulars.

c. Communiqués & Correspondence: We maintain records of all formal communications, including electronic mail, secure messaging, and interactions with our Client Concierge. This may include client advisories, service queries, and other privileged exchanges.

Article II: The Purpose & Rationale of Data Stewardship
Your information is collected and processed under the following mandates:

a. Account Stewardship & Fiduciary Duty: To establish, administer, and maintain your banking relationships, execute transactions with precision, and deliver the full spectrum of contracted financial services.

b. Client Concierge & Service Excellence: To address your inquiries with dispatch, provide unparalleled assistance, and curate an exceptional and seamless banking experience.

c. Regulatory Compliance & Sovereign Obligations: To discharge our legal and regulatory duties, which include, but are not limited to, identity verification, anti-money laundering (AML) and counter-terrorist financing (CTF) screenings, fraud mitigation, risk assessment, and adherence to all applicable financial sanctions and regulations.

d. Curated Communications & Privileged Offerings: To apprise you of bespoke products, exclusive services, and strategic opportunities that align with your financial profile, subject always to your expressed preferences and the strictures of applicable law.

e. Analytical Refinement & Service Evolution: To conduct analysis for the enhancement of our service offerings, operational integrity, and the overall client journey, ensuring our consortium remains at the vanguard of private banking.

Article III: The Circumstances of Information Disclosure
The confidentiality of your information is paramount. Disclosure shall occur only under the following prescribed conditions:

a. Trusted Third-Party Stewards: We may engage select, vetted third-party service providers acting under strict contractual confidentiality to perform functions on our behalf, such as transaction processing, account administration, or technological infrastructure support.

b. Legal & Regulatory Imperatives: We may disclose information where compelled by applicable law, regulation, legal process, or enforceable governmental request, including to meet national security or law enforcement requirements.

c. Consensual Disclosure: We may share information with third parties when you have provided your explicit, prior consent or have directed us to do so.

Article IV: The Fortification of Data
We treat the security of your information with the utmost gravity. We have instituted a comprehensive regime of physical, electronic, and administrative safeguards designed to protect your data from unauthorized access, alteration, disclosure, or destruction. These protocols are subject to continuous review and enhancement to counter evolving threats.

Article V: The Tenure of Data Retention
We will retain your personal information only for the duration necessary to fulfill the purposes explicitly outlined in this Protocol, or as mandated by applicable laws, regulations, and our internal compliance policies. Upon the expiration of this retention period, your information will be securely and irrevocably disposed of or anonymized.

Article VI: Your Prerogatives as a Principal
In accordance with applicable law, you retain certain rights regarding your personal information. These may include the right to seek access to, request rectification of, update, or, in certain circumstances, erase your data. You may also have the right to object to or restrict specific processing activities. To exercise these prerogatives, please contact our Office of Data Stewardship using the coordinates provided herein.

Article VII: Amendments to the Protocol
The Consortium reserves the right to amend this Protocol to reflect evolutions in our practices, technological advancements, or changes in legal and regulatory obligations. Material amendments will be communicated to you through official channels, and the updated Protocol will be promulgated on our digital platform.

Article VIII: Initiation of Communication
For all inquiries, concerns, or formal requests regarding this Protocol or the stewardship of your personal information, you are instructed to establish contact with our designated office:

Office of Data Stewardship
MidHaven Trust Bank
Confidential Correspondence: mail@midhaventrust.com

Your privacy is a cornerstone of our covenant. We are committed to its unwavering protection.