TERMS AND CONDITIONS
MidHaven Trust Bank: Terms of Sovereign Engagement
Preamble: Covenant of Trust
Welcome to MidHaven Trust Bank. We acknowledge your consideration of our consortium for your banking and financial sovereignty needs, including our premier virtual card instruments. This Covenant of Sovereign Engagement (“the Covenant”) establishes the terms governing your access to and utilization of our services. Your engagement with any service constitutes your irrevocable acceptance of these terms in their entirety.
Article I: Acceptance of Sovereign Terms
By initiating access to or utilization of any service provided by MidHaven Trust Bank, including but not limited to virtual card services, you formally acknowledge, comprehend, and consent to be irrevocably bound by this Covenant. Should any provision within this Covenant be contrary to your principles, you are obliged to forgo all utilization of our services immediately.
Article II: Account Establishment & Stewardship
§2.1 Eligibility: To establish an account and access our virtual card services, you must be a sovereign individual of at least 18 years, possessing the full legal capacity to form a binding contract under the laws of your jurisdiction. You must further warrant full compliance with all applicable international laws and regulatory standards.
§2.2 Information Veracity: You are required to provide complete, accurate, and current information during the account establishment process. The maintenance of this information’s veracity is your perpetual responsibility. Any failure in this duty may result in the immediate suspension or termination of your account and associated privileges.
§2.3 Security & Fiduciary Duty: You bear the sole and absolute responsibility for maintaining the confidentiality of your account credentials and all associated security protocols. Any transaction, instruction, or activity executed via your account shall be deemed an authorized act by you, the principal. Any suspicion of unauthorized access must be communicated to our Security Concierge without delay.
Article III: Virtual Card Protocols & Sovereign Usage
§3.1 Card Issuance: MidHaven Trust Bank issues sovereign-grade virtual cards for secure, global digital transactions. The issuance, credit limits, and ongoing validity of any virtual card are subject to our exclusive discretion and are contingent upon the maintained status and sufficiency of your linked capital reserves.
§3.2 Usage Restrictions & Lawful Conduct: Virtual card instruments are to be employed exclusively for lawful transactions and purposes. You covenant not to utilize our services for any activity deemed illicit, including but not limited to fraud, money laundering, terrorist financing, or the violation of international sanctions. MidHaven Trust Bank reserves the unequivocal right to monitor, decline, or suspend any transaction perceived as violating this Covenant.
§3.3 Card Security & Absolute Liability: The safeguarding of your virtual card details (including card number, CVV, and expiration date) is your paramount and non-delegable duty. Any disclosure constitutes a grave breach of this Covenant. MidHaven Trust Bank shall not be held liable for any financial loss or damage arising from the unauthorized access or misuse of your virtual card resulting from your failure to maintain its security.
§3.4 Card Validity & Reissuance: Virtual cards are subject to expiration. It is your responsibility to request a reissuance through designated, secure channels prior to the expiry date. A reissuance may be subject to administrative fees, which shall be communicated transparently at the time of request.
Article IV: Financial Provisions & Levies
§4.1 Service Levies: Access to the sophisticated services of MidHaven Trust Bank, including virtual card issuance, transaction processing, and account stewardship, may be subject to specified fees. All applicable levies will be disclosed to you explicitly prior to your engagement with the respective service, and you hereby agree to their timely settlement.
§4.2 Modification of Levies: MidHaven Trust Bank reserves the sovereign right to amend, introduce, or remove fees associated with its services. Advance notification of any material change to the fee structure will be provided through official communication channels.
Article V: Intellectual Property & Proprietary Rights
MidHaven Trust Bank retains all absolute intellectual property rights, titles, and interests in and to its services, including all trademarks, logos, proprietary software, and related technology. You are granted a limited, non-exclusive, non-transferable license to use our services as permitted herein. Any reproduction or use of our intellectual property without prior written authorization is expressly forbidden.
Article VI: Data Sovereignty & Confidentiality
MidHaven Trust Bank is unwaveringly committed to the protection of your data sovereignty in accordance with the highest global standards and applicable data protection legislation. Our Protocol on Data Stewardship elaborates on the collection, processing, and safeguarding of your personal information. By utilizing our services, you provide your informed consent to such practices as detailed therein.
Article VII: Limitation of Sovereign Liability
To the fullest extent permissible by law, MidHaven Trust Bank, its directors, officers, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangibles, arising from or related to your use or inability to use our services. You acknowledge that you assume all risk associated with the utilization of our platform.
Article VIII: Covenant Amendments & Termination of Engagement
MidHaven Trust Bank reserves the exclusive right to amend, modify, or supplement this Covenant at its discretion. Material changes will be communicated to you via official channels. Furthermore, we retain the unconditional right to suspend or terminate your access to any or all services, including virtual card services, immediately and without prior notice, at our sole discretion.
Article IX: Governing Law & Jurisdictional Sovereignty
This Covenant shall be governed by and construed in accordance with the laws of the Principality wherein MidHaven Trust Bank holds its primary charter. Any legal suit, action, or proceeding arising out of or related to this Covenant shall be instituted exclusively in the courts of that jurisdiction.
Article X: Official Communications & Notifications
§10.1 Designated Channels: Official communications from MidHaven Trust Bank will be transmitted via secure messaging within our digital platform, designated email, or other pre-established secure methods. It is your responsibility to maintain updated contact information and to monitor these channels regularly.
§10.2 Essential Notifications: You consent to receive all critical account-related communications, including but not limited to transaction alerts, security advisories, and amendments to this Covenant. These communications are integral to the security and functionality of your engagement with us.
Article XI: Compliance with Global Mandates
§11.1 Regulatory Adherence: MidHaven Trust Bank operates in strict conformity with all applicable international laws, regulations, and sanctions regimes. You covenant to utilize our services in full compliance with all such mandates, including those pertaining to anti-money laundering (AML), counter-terrorist financing (CTF), and international economic sanctions.
§11.2 Mandatory Disclosure: You acknowledge that MidHaven Trust Bank may be compelled by law, regulatory authority, or binding court order to disclose information pertaining to your account or transactions. We shall comply with such mandates as required, without liability to you.
Article XII: Indemnification
You hereby agree to indemnify, defend, and hold harmless MidHaven Trust Bank, its affiliates, and their respective officers, directors, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses arising from your breach of this Covenant or your misuse of the services provided.
Article XIII: Severability
Should any provision of this Covenant be deemed invalid, illegal, or unenforceable by a competent judicial authority, the validity, legality, and enforceability of the remaining provisions shall remain in full force and effect.
Article XIV: Entire Covenant
This document constitutes the complete and exclusive statement of the agreement between you and MidHaven Trust Bank concerning its subject matter and supersedes all prior or contemporaneous understandings, agreements, and communications.
Article XV: Linguistic Sovereignty
This Covenant is executed in the English language. In the event of any translation, the English version shall exclusively prevail for all legal and interpretive purposes.
Article XVI: Communication with the Consortium
For any inquiries pertaining to this Covenant or our services, you may initiate contact through the designated secure channels provided to our clientele.
Final Acknowledgement
By proceeding to use the services of MidHaven Trust Bank, you formally attest that you have read, comprehended, and irrevocably agreed to be bound by the terms and conditions set forth in this Covenant of Sovereign Engagement. It is your duty to review this Covenant periodically to remain apprised of its contents.
